10xDS develops Loan Data Analytics solution
10xDS successfully developed a Loan Data Analytics solution leveraging the data set of a peer to peer lending company based in US. The solution is capable of analyzing credit risk and aids decision making for granting loans. Using a trained model, the solution helps lending organizations to assess the loan eligibility of borrowers. The data set consisted of 41 thousand observations and 115 variables. 80% of the data was used to train the machine learning model, with 80% accuracy and recall value of 0.87 on the test dataset. The solution helps reduce manpower and process time thus increasing efficiency of the system.